Life Cover

Protecting those most important to you

It is important that, should you die or if you are diagnosed with a critical illness, your family are not left facing the possibility of financial difficulties.

Life protection can benefit in a variety of ways, helping protect your family's or your business's financial future. This could be through help to pay off a mortgage, providing a regular income, or paying a one off lump sum to deal with any necessary payments required soon after your death.

GHC Wealth Management can advise you on, and organise for you:

Whole of Life / Life Assurance / Term Assurance

Pays out a lump sum to your beneficiaries in the event of your death.
If you're diagnosed with a terminal illness and have less than 12 months to live, in most cases the lump sum will be paid early to allow you to sort out your finances.

Critical Illness Cover

Pays a lump sum to you if you are diagnosed with any one of a list of specified critical illnesses.

Mortgage Protection Cover

Pays out a lump sum large enough to assist paying off your mortgage if you die or become terminally ill

Income Protection Cover

If you are diagnosed with an illness or suffer a disability which means you are no longer able to work, this cover will provide a regular income to you

Business Protection Cover

Help to protect your business' future if you die or become terminally ill